Get the Best Rate on a California Home Loan

Serving Santa Barbara County Since 1995

Considering buying a home? Just as you want the best deal on the house you buy, you also want the best deal on your home loan.

Santa Fe Mortgage is a Lompoc-based, licensed mortgage broker, serving residents of Santa Barbara County since 1995. We offer the most competitive loan rates combined with highly personalized service to help you purchase or refinance a home in the state of California.

Why Work with a Mortgage Broker

Santa Fe Mortgage is an independent agent acting on your behalf to find a lender. Over the years, we’ve built an extensive network of credit unions, banks and other lenders. Our industry-wide reputation and business volume give us the ability to negotiate the lowest mortgage rates and best terms for you, even if your credit is less than perfect.

Wide Variety of Loan Products

We offer a full range of mortgage options including fixed- and adjustable-rate mortgages, FHA and VA loans. Whether you’re a first-time homebuyer or an experienced homeowner, we’ll help you find the right loan for your individual financial situation.

Fast Pre-Approvals

A pre-approval from Santa Fe Mortgage lets sellers know you have borrowing power, an advantage if multiple buyers are competing for the home.

Hassle-free Process

We do all the legwork to help you navigate the mortgage process and make an informed decision when evaluating your loan options.

Save Time

You complete only one mortgage application and gather one set of documents, which we then use to shop multiple lenders.

Available 24/7

Contact us any time with your questions. We’re available to you days, nights and weekends throughout your home-buying journey.

No Pressure

You won’t ever get a hard sell from us. That’s just not our style. We’re here to educate you about your lending options and help you obtain the best deal.

You Pay Us Nothing

Our services can be free to homebuyers. From application to closing, it’s our pleasure to work with you!

Learn about your lending options.

Contact us today for a FREE, no obligation consultation!

805-737-3711
sfm@sfmlompoc.com
Or leave us a message here



Santa Fe Mortgage BBB Business Review